Michael Osborne
Principal

Michael has over 35 years experience in Superannuation, Insurance and Mortgages. He holds an Advanced Diploma in Financial Planning & Diplomas in Superannuation Management & Business. He is also a Justice of the Peace in NSW. Michael’s broad range of qualifications & skills provide him with the expertise to be able to advise clients seeking to build their tomorrow plans & protect their assets.

​Riga Pescadero
Team Leader

Riga has over 6 years financial planning experience coordinating the end to end process. For Riga it’s about process and efficiency providing for a great client experience. Her knowledge in the SMSF area gives Your Future Advice the edge. Having also worked with Australia’s largest financial planning groups, Riga understands the challenges of the regulatory environment.  She holds an Advanced Diploma in Paraplanning & a Bachelor of Science in Occupational Therapy.

Samantha Osborne
Client Services Administrator

With more than 25 years experience in finance, IT and customer service roles, Samantha has the skills to support all areas in the financial planning business. She has successfully transitioned into the customer support role assisting clients in the smooth implementation of Insurance, superannuation and SMSF needs. Samantha has an advanced diploma of accounting and certificate of superannuation.

​Leah de Guzman
Client Service Administrator

Leah has over 6 years financial planning experience leading the way in client services and implementation delivery. For Leah it’s all about getting it right the first time! Her attention to detail and her thorough approach improves the client experience. Her broad industry experiences gives Leah an edge which strengthens the Your Future Advice business.  She holds an Advanced Diploma in Paraplanning & a Bachelor of Arts in Industrial Psychology.

P
Paraplanner

P's experience in paraplanning, compliance and implementation is invaluable. She has worked with Australia's largest financial planning groups. P knows what it takes to successfully navigate the highly regulated advice process. P has a post-graduate Diploma in Financial Planning (RG146) and is currently studying the Advanced Diploma in Paraplanning.